Very fair point — If I were in a better financial situation, I would definitely be more inclined to taking those risks of being a full-time Writer. At the same time, I know people who are/were in similar financial situations as me and still took the risks nonetheless. They found ways to make it work.
I’m a firm believer in, “If there’s a will, there’s a way.” Nothing is impossible if you work extremely hard towards the goal you are striving for. The people who have had that sort of will are the ones who’ve made things happen.